Jacksonville, Florida — 32256  Many Floridians ask the questions… Should I buy life insurance?  Is life insurance necessary?  Is it a good investment?  Remember that Florida life insurance ensures your family financial stability for your loved ones.  Here are a few bullets that will explain the need for life insurance in Florida.

Nobody has a crystal [...]

Ponte Vedra Beach, Florida (32082) — The three different types of life insurance on the market are term, whole life, and universal life insurance.  Each type has merit; it just depends on your needs and objectives.   Term insurance is a pretty basic concept.  Try to think of it as being very similar to renting a [...]

Permanent life insurance can be a great supplemental retirement tool to tap into.  If you set up the policy the correct way and take advantage of the tax-free benefits, you can see real value.
Many people don’t understand permanent life insurance and that includes many of the agents, CPA’s, Attorney’s, talk show hosts (you know who [...]

Are you a fan of fairy tales?  The reason I ask, is because a lot of the quotes I hear are simply that.   Often times I will talk to a client who got quoted super preferred rates and are 50 pounds overweight.  This makes the prospect happy to hear this and builds up an unrealistic [...]

When you insure your car and your home, do you insure it for the full value?   If your car was totalled would you want the insurance company to give you a full reimbursement?
The answer is yes.  With most type of insurance we want to provide ourselves or our family the appropriate amount of coverage to [...]

JACKSONVILLE, FL (32256)– On many levels, affordable term life insurance is considered to be an affordable and effective way to provide a level of financial protection to your loved ones in the event of your own untimely demise. Through the years, term life insurance has been one of the most widely used types of life [...]

Getting life insurance when you have diabetes is definetly a possibility. If you are suffering from diabetes and want to apply for life insurance, there are some important questions to ask.
When were you first diagnosed?
Do you take insulin?
Do you take oral diabetic medications?
What is your current height and weight? Have you lost weight [...]

A very popular product in this volatile market are fixed deferred annuities. These are insurance contracts that pay a guaranteed interest rate on the money deposited and grows on a tax deferred basis. Most companies have different break points and surrender periods. For example, the longer you keep your money with the [...]

In order for you to get a valid quote for life insurance, you need to give the field underwriter (the agent) as much information as possible. I see these advertisements that say, if you are a 40 year old male, you could get 500,000 dollars of life insurance for 22 dollars or whatever. [...]

The cash value of life insurance is liquid. You can tap into it for a preferred policy loan whenever you need it for buying things, investing, etc. This of course is all based upon you having money in your cash value to draw from. The cash value must be built over a [...]